Thousands of farmers in Moiben, Eldoret have always known that drought comes after every 10 years.

But every once in a while the pattern is broken and they are caught off-guard as was the case in 1984 and in 2009.

However, in the midst of the dark clouds of hunger, there was a silver lining that got them smiling last year— a crop insurance product that promised to change their fortunes. 

This is a first for small-scale farmers in Kenya who produce more than 70 per cent of the country’s food output.